48-Month Financing | Guitar Center (2025)

*0% interest with 48 equal monthly payments on qualifying brand purchases made with your Guitar Center Gear Card from 11/14-12/4/2024—minimum purchase amount may vary by brand. Promo fee of 2% of amount financed will be included in required monthly payments. Excludes the following: Special orders, gift cards, Guitar Center Rentals, Guitar Center Lessons, Guitar Center Repairs, used items, vintage items, open-box items, clearance items and any purchase where a manual discount is taken at register. Qualifying purchase amount must be on one receipt and cannot be combined with promotional coupons. A promo fee, equal to 2% of the amount financed at time of purchase, will be shown as a separate transaction on your billing statement and included in the balance subject to this promo. Any taxes, delivery or other charges included in the amount financed will increase the related promo fee and the required monthly payments. For example, a $950 purchase with $50 in taxes and shipping costs will be charged a promo fee equal to $20, and $1,020 will be charged to your account. No interest will be charged on the amount financed (including related promo fee), and equal monthly payments are required on such balance until it is paid in full. The payments equal the amount financed (including related promo fee) divided by the number of months in the promo period, rounded up to the next whole cent. These payments may be higher than the payments that would be required if this purchase was a non-promo purchase. During the last month(s) of the promo period, the required monthly payment may be reduced due to the prior months’ rounding. Regular account terms apply to non-promo purchases. For new accounts, as of 7/16/2024: Purchase APR is 34.99%. Penalty APR is 39.99%. Minimum interest charge is $2. Existing cardholders: See your credit card agreement terms. Subject to credit approval. Offer available 11/14-12/4/2024

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**Subject to credit approval. Purchases made between 11/14-12/4/2024 will earn 10% in Rewards instead of 5% as set forth in your Rewards Program Terms. See your Rewards Program Terms or visit guitarcenter.com/gearcardrewards.