Bill Pay | Service 1 FCU | Muskegon, MI - Mobile, AL - Neosho, MO (2024)

Bill Pay | Service 1 FCU | Muskegon, MI - Mobile, AL - Neosho, MO (1)

Check managing bill pay off of your “to-do” list – we’ve got you covered!

Your FREE access to It'sMe247 allows you to receive bills electronically, set scheduled payments, and more.

Benefits You’ll Love

  • Make a one-time secure payment with ease
  • Create scheduled, recurring payments to avoid late fees
  • Enjoy 24/7 access to monitor transactions
  • Conveniently receive bills electronically

Bill Pay

Paying bills in It'sMe247 Online Banking is a breeze! Set up one-time or recurring payments easily and securely and manage them any way you choose to bank online. Free Online Bill Pay allows you to conveniently:

  • Receive your bills electronically from participating vendors
  • "Set it and forget it" with advance-scheduled payments
  • Set up payment reminders
  • Ensure payments are received on time
  • Have all payee information in one convenient place
  • Retain funds until paper drafts are presented for payment
  • Avoid paper clutter
  • More secure than paper billing

Make more time for yourself when you use FREE It'sMe247 Online Banking and Online Bill Pay! Plus, download your information to personal financial management software, such as Quicken, Mint and more to help keep track of your finances.

Getting Started

YourIt’sMe247 Online Bankingusername and password can be customized during your initial log in. Choose a username and password that you will remember and that follow the online banking criteria(ex.: your password must be at least 8 characters long and contain at least one special character).Keep your information in a safe place. Failure to log in to your online banking account once per every 30 days will cause your password to reset and online account access will be prohibited. Pleasecall your local Service 1 FCU branchfor help in resetting your password.

To enroll in Online Bill Pay, simply log in to It’sMe247 Online Banking as usual and click on the “Pay and Transfer” tab link from the main menu. Select the “Bill Pay” option on the right and follow the simple instructions for enrollment. You’ll be ready to go after agreeing to the terms and conditions!

Learn moreabout all the things you can do in It'sMe247 Online Banking.

Questions?

Kasasa Cash CalculatorDisclaimer

Use this calculator to determine your projected earnings from our Kasasa Cash account. Move the sliders or type in the numbers to see your potential rewards.

  • Estimated Annual Rewards $0
  • Estimated monthly dividends earned* $0
  • Monthly ATM fees refunded**$0

Learn More

Questions

*Qualifications, limits and other requirements may apply. See details for more info.

**The maximum total of refunds on ATM withdrawal fees per monthly qualification cycle is 25.

Buy vs. Lease CalculatorDisclaimer

This calculator compares the costs of buying or leasing a vehicle. There are three sections to complete, and you can adjust and experiment with different scenarios.

  • Net cost of buying $0
  • Net cost of leasing $0

Learn More

Questions

Share Certificate CalculatorDisclaimer

A fixed-rate, fixed-term Share Certificate can earn higher returns than a standard savings account. Use this calculator to get an estimate of your earnings. Move the sliders or type in numbers to get started.

  • Total value at maturity $0
  • Total dividends earned $0
  • Annual Percentage Yield (APY)0.000%

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Questions

Savings Goal CalculatorDisclaimer

Whether it's a down payment, college, a dream vacation...a savings plan can help you reach your goal. Use the sliders to experiment based on length of time and amount per month.

  • Monthly deposit needed to reach goal $0

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Questions

Simple Loan CalculatorDisclaimer

This calculator can help you get a general idea of monthly payments to expect for a simple loan. Move the sliders or type in numbers to get started.

  • Estimated monthly payment $0
  • Total paid $0
  • Total interest paid $0

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Questions

Kasasa Cash*

BalanceMinimum Opening DepositDividend RateAPY**
0 - $10,000$03.20%3.25%
$10,000+$00.05%3.25% to 0.34%
All balances if qualifications not met$00.05%0.05%

*Qualifications

Earning the full rewards is so easy, you're probably already doing it! To earn your rewards, simply use your Kasasa Cash account with the following activities and transactions each monthly qualification cycle:

  • Have at least 12 debit card purchases post and settle
  • Be enrolled in and receive e-statement notices
  • Be enrolled and log in to online banking

If you don't meet the qualifications one month, don't worry. There is no penalty, and you still have a free checking account that earns our base interest rate. Plus, you can get back to earning really high interest and nationwide ATM fee refunds the very next month.

Kasasa Saver*

BalanceMinimum Opening DepositDividend RateAPY**
0 - $25,000$00.50%0.50%
$25,000+$00.05%0.50% to 0.14%
All balances if qualifications not met$00.05%0.05%

*Qualifications

Qualifying for Kasasa Cash or Cash Back rewards automatically qualifies you for the highest Kasasa Saver rate, too. Simply use your Kasasa Cash or Cash Back account with the following activities and transactions each monthly qualification cycle:

  • Have at least 12 debit card purchases that post and settle
  • Be enrolled in and receive e-statement notices
  • Be enrolled and log in to online banking

It's no problem if you miss a qualification cycle. Both accounts are still free and earn our base interest rate. And you can get back to earning rewards the very next month you qualify.

Loans

Loan TypeRates Starting at:*
Auto4.99% APR
Motorcycle4.99% APR
Boat/Camper/RV4.99% APR
Recreational Vehicles5.99% APR
Personal Loan7.99% APR
Personal Line of Credit18.00% APR
Credit Cards9.9% APR
Home MortgageCall for current rates
Home Equity Loan (fixed)6.49% APR1
Home Equity Line of Credit (variable)8.50% APR2

* APR=Annual Percentage Rate. Rates and terms subject to change at any time without notice. Rate based on credit score and history. Please contact Service 1 FCU for more information.

1HOME EQUITY: APR = Annual Percentage Rate. Rates based on credit worthiness, term, and combined loan-to-value (CLTV) ratio. CLTV must be 80% or less. Credit is subject to approval, not all applicants will qualify. A home equity loan is secured by a first or second mortgage lien on your home, not all properties may qualify for financing. The minimum loan amount is $10,000, and the maximum loan amount is $100,000. Fees and closing costs may apply. Flood and/or property hazard insurance may be required. Other restrictions may apply. Membership eligibility required. Contact Service 1 FCU for complete details. All Service 1 FCU loan programs, rates, terms and conditions are subject to change at any time without notice. Service 1 FCU NMLS #441347.

2HOME EQUITY LINE OF CREDIT (HELOC): APR = Annual Percentage Rate. The prime rate is the highest prime rate published in the Money Rates Table of The Wall Street Journal on the last business day of each quarter. Prime is a variable rate; as it changes, the APR on your account will also change. The APR will be based on the prime rate plus a margin of up to 3.5%. Rates based on credit worthiness, term, and combined loan-to-value (CLTV) ratio. CLTV must be 80% or less. The APR is variable for the life of the loan and can range from as low as 4.00% APR to a maximum of 18%. Credit is subject to approval, not all applicants will qualify. A home equity line of credit is secured by a first or second mortgage lien on your home, not all properties may qualify for financing. The minimum line of credit amount is $10,000, and the maximum amount is $100,000. Fees and closing costs may apply. Flood and/or property hazard insurance may be required. Other restrictions may apply. Membership eligibility required. Contact Service 1 FCU for complete details. All Service 1 FCU loan programs, rates, terms and conditions are subject to change at any time without notice. Equal Housing Lender. Service 1 FCU NMLS #441347.

Loans - 1

Loan TypeRates Starting at:*
Auto4.99% APR
Motorcycle4.99% APR
Boat/Camper/RV4.99% APR
Recreational Vehicles5.99% APR
Personal Loan7.99% APR
Personal Line of Credit18.00% APR
Credit Cards9.9% APR
Home MortgageCall for current rates
Home Equity Loan (fixed)4.99% APR1
Home Equity Line of Credit (variable)4.75% APR2

* APR=Annual Percentage Rate. Rates and terms subject to change at any time without notice. Rate based on credit score and history. Please contact Service 1 FCU for more information.

1HOME EQUITY: APR = Annual Percentage Rate. Rates based on credit worthiness, term, and combined loan-to-value (CLTV) ratio. CLTV must be 80% or less. Credit is subject to approval, not all applicants will qualify. A home equity loan is secured by a first or second mortgage lien on your home, not all properties may qualify for financing. The minimum loan amount is $10,000, and the maximum loan amount is $100,000. Fees and closing costs may apply. Flood and/or property hazard insurance may be required. Other restrictions may apply. Membership eligibility required. Contact Service 1 FCU for complete details. All Service 1 FCU loan programs, rates, terms and conditions are subject to change at any time without notice. Service 1 FCU NMLS #441347.

2HOME EQUITY LINE OF CREDIT (HELOC): APR = Annual Percentage Rate. The prime rate is the highest prime rate published in the Money Rates Table of The Wall Street Journal on the last business day of each quarter. Prime is a variable rate; as it changes, the APR on your account will also change. The APR will be based on the prime rate plus a margin of up to 3.5%. Rates based on credit worthiness, term, and combined loan-to-value (CLTV) ratio. CLTV must be 80% or less. The APR is variable for the life of the loan and can range from as low as 4.00% APR to a maximum of 18%. Credit is subject to approval, not all applicants will qualify. A home equity line of credit is secured by a first or second mortgage lien on your home, not all properties may qualify for financing. The minimum line of credit amount is $10,000, and the maximum amount is $100,000. Fees and closing costs may apply. Flood and/or property hazard insurance may be required. Other restrictions may apply. Membership eligibility required. Contact Service 1 FCU for complete details. All Service 1 FCU loan programs, rates, terms and conditions are subject to change at any time without notice. Equal Housing Lender. Service 1 FCU NMLS #441347.

Money Management Account

BalanceAPY**
$100,000+2.00%
$50,000.00 - $99,999.991.75%
$20,000.00 - $49,999.991.25%
$2,000.00 - $19,999.991.00%

Money Management Account 1

BalanceAPY
$100,000+2.00%
$50,000.00 - $99,999.991.75%
$20,000.00 - $49,999.991.25%
$2,000.00 - $19,999.991.00%

Share Certificates

TermMinimum BalanceAPY**
6 months - FEATURED RATE$500 4.75%
12 months$5004.50%
18 months$5003.00%
24 months$5003.00%
30 months$5003.25%
36 months$5003.25%
48 months$5003.25%
60 months$5003.50%

Penalties may apply for early withdrawals. IRA Certificates not available in 6-month term.

Share Certificates - 1

TermMinimum BalanceAPY
6 months - FEATURED RATE$500 4.75%
12 months$5004.50%
18 months$5003.00%
24 months$5003.00%
30 months$5003.25%
36 months$5003.25%
48 months$5003.25%
60 months$5003.50%

Penalties may apply for early withdrawals. IRA Certificates not available in 6-month term.

Youth Certificates

TermMinimum BalanceAPY**
6 months - FEATURED RATE$1004.75%
12 months$1004.50%
24 months$5003.00%

Youth Certificates 1

TermMinimum BalanceAPY**
6 months - FEATURED RATE$1004.75%
12 months$1004.50%
24 months$5003.00%
Bill Pay | Service 1 FCU | Muskegon, MI - Mobile, AL - Neosho, MO (2024)

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